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Tree from neighbor hit my Mom's home and fence #4254205
12/29/24 03:48 PM
12/29/24 03:48 PM
Joined: Jun 2007
Posts: 1,788
Sweet Home
Moss Offline OP
8 point
Moss  Offline OP
8 point
Joined: Jun 2007
Posts: 1,788
Sweet Home
What's the deal with damages when a neighbor's tree is fully growing on their property but is not kept properly then falls on your home and fences in a city? Thanks>Moss


O God, you are my God; early will I seek you. Psalm 63:1
Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254206
12/29/24 03:51 PM
12/29/24 03:51 PM
Joined: Apr 2010
Posts: 3,368
leeds,al
G
geeb1 Online content
10 point
geeb1  Online Content
10 point
G
Joined: Apr 2010
Posts: 3,368
leeds,al
I think it's an act of God and your insurance is responsible.

Re: Tree from neighbor hit my Mom's home and fence [Re: geeb1] #4254207
12/29/24 03:54 PM
12/29/24 03:54 PM
Joined: Oct 2004
Posts: 6,902
Hoover (poor section)
J
Johnal3 Offline
it froze over
Johnal3  Offline
it froze over
J
Joined: Oct 2004
Posts: 6,902
Hoover (poor section)
Originally Posted by geeb1
I think it's an act of God and your insurance is responsible.

This unless she had sent them a certified letter asking for it to be removed.


Originally Posted by BPS
This is Aldeer! The place people come to vent their frustrations and completely change their stance a few minutes later... grin
Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254208
12/29/24 03:55 PM
12/29/24 03:55 PM
Joined: Sep 2003
Posts: 13,279
Montgomery / Luverne
crenshawco Offline
Booner
crenshawco  Offline
Booner
Joined: Sep 2003
Posts: 13,279
Montgomery / Luverne
Unless your mom has discussed concern with that particular tree with the neighbor previously, she will be liable. That's been my understanding in the past anyway

Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254210
12/29/24 03:58 PM
12/29/24 03:58 PM
Joined: Dec 2015
Posts: 25,289
blount county alabama
jwalker77 Online confused
Pumpkin - The Thermal Expert
jwalker77  Online Confused
Pumpkin - The Thermal Expert
Joined: Dec 2015
Posts: 25,289
blount county alabama
Where it lands, the owner of that property owns the tree. At the property line, your mom owns whats on her side now. If its laying on a fence or structure, or blocking the driveway, her insurance should pay for what is on her property. Shouldnt make her premium go up since its a act of God, nature event, nobodys fault.

Re: Tree from neighbor hit my Mom's home and fence [Re: crenshawco] #4254211
12/29/24 03:59 PM
12/29/24 03:59 PM
Joined: Dec 2015
Posts: 25,289
blount county alabama
jwalker77 Online confused
Pumpkin - The Thermal Expert
jwalker77  Online Confused
Pumpkin - The Thermal Expert
Joined: Dec 2015
Posts: 25,289
blount county alabama
Originally Posted by crenshawco
Unless your mom has discussed concern with that particular tree with the neighbor previously, she will be liable. That's been my understanding in the past anyway

And a certified letter stating such

Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254214
12/29/24 04:01 PM
12/29/24 04:01 PM
Joined: Jan 2017
Posts: 4,872
Lower Alabama
Andalusia Offline
12 point
Andalusia  Offline
12 point
Joined: Jan 2017
Posts: 4,872
Lower Alabama
Letter must state that the tree is a "Hazard" in it's current condition ie: leaning significantly, rotten etc. Healthy, straight tree on other side of fence doesn't count.


"It is the mark of an educated mind to be able to entertain a thought without accepting it"
Re: Tree from neighbor hit my Mom's home and fence [Re: Johnal3] #4254215
12/29/24 04:04 PM
12/29/24 04:04 PM
Joined: May 2018
Posts: 4,205
Banks of Little River
JohnnyLoco Offline
10 point
JohnnyLoco  Offline
10 point
Joined: May 2018
Posts: 4,205
Banks of Little River
Originally Posted by Johnal3
Originally Posted by geeb1
I think it's an act of God and your insurance is responsible.

This unless she had sent them a certified letter asking for it to be removed.


Yep !

Re: Tree from neighbor hit my Mom's home and fence [Re: jwalker77] #4254216
12/29/24 04:05 PM
12/29/24 04:05 PM
Joined: May 2018
Posts: 4,205
Banks of Little River
JohnnyLoco Offline
10 point
JohnnyLoco  Offline
10 point
Joined: May 2018
Posts: 4,205
Banks of Little River
Originally Posted by jwalker77
Where it lands, the owner of that property owns the tree. At the property line, your mom owns whats on her side now. If its laying on a fence or structure, or blocking the driveway, her insurance should pay for what is on her property. Shouldnt make her premium go up since its a act of God, nature event, nobodys fault.


Yep

Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254227
12/29/24 04:26 PM
12/29/24 04:26 PM
Joined: Jul 2021
Posts: 4,521
North Al.
P
Paint Rock 00 Offline
10 point
Paint Rock 00  Offline
10 point
P
Joined: Jul 2021
Posts: 4,521
North Al.
Take plenty of pictures.

Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254311
12/29/24 06:01 PM
12/29/24 06:01 PM
Joined: Nov 2011
Posts: 5,130
limestone al
scrape Offline
12 point
scrape  Offline
12 point
Joined: Nov 2011
Posts: 5,130
limestone al
yep even with a letter i would think that you would have to prove that a storm didn't cause it

Re: Tree from neighbor hit my Mom's home and fence [Re: Moss] #4254397
12/29/24 08:07 PM
12/29/24 08:07 PM
Joined: Jan 2005
Posts: 15,618
Hoover
F
Fattyfireplug Offline
Old Mossy Horns
Fattyfireplug  Offline
Old Mossy Horns
F
Joined: Jan 2005
Posts: 15,618
Hoover
Each owner is responsible for their own side. That's the way it's always been. Sucks, but it is what it is.


Character is not developed in moments of temptation and trial. That is when it is intended to be used.

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