100k per couple doing what to want without debt on toys, and a house!!!!???? My wife and I are close to that 100k mark and we have $150K house and no toys, and own both of our cars outright. We live modestly, but still are pay check to pay check.
Ya'll are doing something wrong.
100K bring home pay would be ~$6,250 (after taxes and health insurance)
-$1,100 mortgage (15 years)
-$500 Groceries
-700 Utilities (tv,cell phone, power, etc)
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~$4,000/month for spending, tithing, and savings
No way a family of two should be paycheck to paycheck at $100K income.
