I have zero expenses on any of these properties because I don't rent any of these particular properties. I was able to purchase these properties at fire sale prices, because I have a different exit strategy than most of the investors in my area (so they weren't interested in these). I don't rent these properties, I resold them with owner financing because I didn't want the long term maintenance on these properties. My goal is to take the income from these properties and purchase "buy and hold" properties that I will hold and rent. I have different strategies for different types of properties.

But again the point I was making in my original post was the time value of money. If a 19 yr old is in the work force for 7-8 years before the college grad, and starts investing his money early, the college grad in most cases will never catch up due to the time value of money. But we don't teach our kids these principles. I wish I had realized them earlier. I am passionate about trying to teach the younger generation these principles, and the ability for the priciples to help them reach their goals and achieve their dreams.