The problem is if a person makes $100k, they want a $250k house. If they make $200k, they want a $450k house. Like the old saying, the more you make the more you spend.
This is "almost" universally true. It's why no one, no matter how much they make, thinks they make enough.
I heard the Dave Ramsey show the other day where a couple made $120K combined just bought a $62K Tahoe. They'd have to work for over 6 months just for one car! Not counting additional interest accruing.