I just bought a Honda Pioneer 1000 and like an idiot I did not get an insurance quote before I bought because all my other ATV's have been very cheap. Well they quoted me over 300 a month and I'm needing some options. Anyone else have this problem? I have a clean record, not sure why its so outrageous..

that's crazy money for insurance. PM Brandon at meyer, i'll bet he can help.

Any chance that the person giving the quote may have entered something wrong? Perhaps $300 a year and not a month? I'd definitely be calling a few places to get some more quotes.

Not sure Brandon issues policies out of Alabama....looks like YamG3 is in Mississippi.

I'm in Ms...

That's about right.

You basically buy insurance like a car. Comprehensive or liability and collision.

I was only worried about 1.theft 2.getting totaled while towing. Collision was not a concern.

Well, #2 is covered by the car insurance of whoever hits me (assuming they have some).

So, #1 was it. After shopping it, it was about as cheap to go comprehensive. I think I ended up around $260. Seemed outrageous to me at the time, but I've gotten over it.

American adventure. I paid around $300 a year. if I rolled it down the side of a mountain, it was covered.

1-888-930-3680

Call Progressive. Insurance on my Honda 350 rancher is $100/year. I can't believe a UTV would be that much more expensive.

$3600/year?? Surely that's a mistake. That's more expensive than my wife's brand new Explorer.

Someone misquoted it or the OP meant $300/annually, which isn't a terrble rate. $300/month simply can't be correct.

I second calling Progressive. They have a fantastic ATV/UTV policy.

I just bought insurance through Progressive last week for my 2013 RZR 900xp. Full coverage insurance on it would have been $215 per year for me. I'm 42....clean record. No wrecks. I added my son's 2014 RZR 800s to the policy. I didn't get collision on it as it is paid for. $315 for both RZR's per year.

That included $3000 for any accessories. Most other places I called only covered $1000 in accessories.

That can't be right. I just did an online quote (loaded) with Geico and it came out to $276/year

I have my motorcycle and Kubota SxS at Progressive and they are about $350 a yr together.

may depend on the company. state farm agent told me that they (state farm) re-classified utv's from golf cart class to dune buggy/rail class in the last year.

Maybe they think you are gonna get a tag and put it on the road.

I have full coverage from Allstate for 20 bucks a month

I have state farm for vehicles and home owners insurance. I have Progressive on my boat and Polaris ranger , full coverage was much less than State Farm's quote. Worth checking out. IMO

Yeah that's a mistake. Should be more like 300-400 a year. I'm an agent in Florida and I use Progressive for UTVs and other toys. Check around.

How about just don't purchase the insurance & take on the [hopefully minimal] risks, keeping the premiums in return? basically self-insure the UTV...

if the bank is holding the note, he has to have ins.

I have an Ez-go Golf Cart that I bought neww in 2008. Right after I bought it I was cutting down some beetle killed pines and almost dropped dropped a big pine right on my brand new cart. I went straight to the house and called my allstate agent to insure the cart. It costs $75/yr. for full coverage