The people who like it are like a buddy of mine. Got to talking about insurance costs and he says he isn't paying but like $16 a month.Find out the reason he gets such cheap coverage is he only claims about $15,000/year. He is a plumber/electrician and makes a LOT more than that.So its the cheats, frauds and general losers who like it. Wish he had not told me cause I pretty much lost all my respect for the guy and he is a very old friend.