Before you call anyone ignorant consider this.

The Salvation Army typically spends 82% of donations on aid. But during disasters, it draws from its budget so it can direct 100% at relief efforts.

ProPublica have been examining the Red Crosse's flawed efforts to provide disaster services in two of the last major hurricanes to hit the United States. The charity's own documents suggest it put the appearance of serving victims ahead of actually helping them.
In this case, the problem with the number stems from its own tax documents. In recent years, fundraising expenses have been as high as 26 percent compared with what people donated. That doesn't even include management and overhead. Instead of 91 percent of people's money going to services, the real number could be in the 70s, or lower.