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Re: $17,395.56 [Re: hunterbuck] #2429607
03/09/18 09:18 AM
03/09/18 09:18 AM
Joined: Oct 2014
Posts: 2,339
Houston County
H
Hoytdad10 Offline
8 point
Hoytdad10  Offline
8 point
H
Joined: Oct 2014
Posts: 2,339
Houston County
Congrats.


A man's gotta do what a man's gotta do.
Re: $17,395.56 [Re: hunterbuck] #2429639
03/09/18 09:42 AM
03/09/18 09:42 AM
Joined: Apr 2000
Posts: 12,352
34°25'49.80"N 86°55'46.99"...
gman Offline
Booner
gman  Offline
Booner
Joined: Apr 2000
Posts: 12,352
34°25'49.80"N 86°55'46.99"...
Originally Posted by hunterbuck
That's the amount I wired to my mortgage company today to pay off my home and property.

I am officially debt free. No house payment, no car payments, no credit card debt.

flag
Feels great, don't it! I was lucky enough to do it about a year ago now.


The harder I practice, the luckier I get.
Re: $17,395.56 [Re: hunterbuck] #2429661
03/09/18 09:58 AM
03/09/18 09:58 AM
Joined: Jan 2011
Posts: 1,361
M
mman Offline
8 point
mman  Offline
8 point
M
Joined: Jan 2011
Posts: 1,361
Congrats. Debt free feels good, doesn’t it!!!

Re: $17,395.56 [Re: hunterbuck] #2429680
03/09/18 10:12 AM
03/09/18 10:12 AM
Joined: Dec 2017
Posts: 1,267
Conecuh, AL
B
Backporch Offline
8 point
Backporch  Offline
8 point
B
Joined: Dec 2017
Posts: 1,267
Conecuh, AL
Wonderful feeling ain't it...good job.


Antisocial behavior is a trait of intelligence in a world of conformists....Tesla
Re: $17,395.56 [Re: hunterbuck] #2429756
03/09/18 11:06 AM
03/09/18 11:06 AM
Joined: Nov 2010
Posts: 25,109
Buc-ee’s Beach Express
leroycnbucks Offline
Freak of Nature
leroycnbucks  Offline
Freak of Nature
Joined: Nov 2010
Posts: 25,109
Buc-ee’s Beach Express
Congratulations! I'm so happy for you and your family! thumbup thumbup


Proud Army and ALNG veteran
God Bless America!
Re: $17,395.56 [Re: hunterbuck] #2429827
03/09/18 12:45 PM
03/09/18 12:45 PM
Joined: Aug 2016
Posts: 411
FL-AL
Z
Zbrann Offline
4 point
Zbrann  Offline
4 point
Z
Joined: Aug 2016
Posts: 411
FL-AL
Awesome!

Re: $17,395.56 [Re: hunterbuck] #2430223
03/09/18 08:37 PM
03/09/18 08:37 PM
Joined: Jun 2017
Posts: 6,663
Alabama
Jakethesnake Offline
The Flippin’ Idiot That Could Care Less
Jakethesnake  Offline
The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,663
Alabama
Sounds great! Nicely done!

Re: $17,395.56 [Re: hunterbuck] #2430481
03/10/18 07:15 AM
03/10/18 07:15 AM
Joined: Nov 2015
Posts: 1,888
Lauderdale County
Cousneddy Offline
8 point
Cousneddy  Offline
8 point
Joined: Nov 2015
Posts: 1,888
Lauderdale County
thumbup

Re: $17,395.56 [Re: hunterbuck] #2430544
03/10/18 08:24 AM
03/10/18 08:24 AM
Joined: May 2011
Posts: 20,017
PDL, Fl
T
timbercruiser Offline
Freak of Nature
timbercruiser  Offline
Freak of Nature
T
Joined: May 2011
Posts: 20,017
PDL, Fl
Congratulations on getting out from under that debt, and also on not being in debt to a bunch of credit cards. Too many people flip out the plastic every time they purchase something and they don't keep up with their debt and make minimum payments. Eventually they will want their money.

Re: $17,395.56 [Re: hunterbuck] #2430547
03/10/18 08:28 AM
03/10/18 08:28 AM
Joined: Nov 2005
Posts: 8,441
Chelsea, AL
lefthorn Online content
14 point
lefthorn  Online Content
14 point
Joined: Nov 2005
Posts: 8,441
Chelsea, AL
Great feeling I am sure. I can’t wait

Re: $17,395.56 [Re: timbercruiser] #2430555
03/10/18 08:38 AM
03/10/18 08:38 AM
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
Originally Posted by timbercruiser
Congratulations on getting out from under that debt, and also on not being in debt to a bunch of credit cards. Too many people flip out the plastic every time they purchase something and they don't keep up with their debt and make minimum payments. Eventually they will want their money.


This absolutely boggles my mind that some people have this view of credit cards.
All they are is glammed up safer debit cards that can offer some awesome perks.

Re: $17,395.56 [Re: hunterbuck] #2430572
03/10/18 09:02 AM
03/10/18 09:02 AM
Joined: Aug 2008
Posts: 4,700
Pisgah, AL
bowtarist Offline
THE Octopus
bowtarist  Offline
THE Octopus
Joined: Aug 2008
Posts: 4,700
Pisgah, AL
Credit cards are one of the dumbest things I've ever done. I'm on my way to being out of that trap tho.

Re: $17,395.56 [Re: bowtarist] #2430585
03/10/18 09:13 AM
03/10/18 09:13 AM
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
Originally Posted by bowtarist
Credit cards are one of the dumbest things I've ever done. I'm on my way to being out of that trap tho.


They're some of the best things I've done. 10% cash back on fuel right now in Q1 on my Discover It card, ya sign me up.
All in how they're used and/or misused.

Re: $17,395.56 [Re: hunterbuck] #2430595
03/10/18 09:23 AM
03/10/18 09:23 AM
Joined: Dec 2001
Posts: 14,056
AL
H
hunterbuck Offline OP
Booner
hunterbuck  Offline OP
Booner
H
Joined: Dec 2001
Posts: 14,056
AL
Don't get me wrong...wife and I use a credit card for nearly every purchase we make.

We simply pay off the balance every week or so and rake in the rewards.


"You think I care? Roll Damn Tide"

Have you tried Google?
Re: $17,395.56 [Re: hunterbuck] #2430598
03/10/18 09:32 AM
03/10/18 09:32 AM
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
Originally Posted by hunterbuck
Don't get me wrong...wife and I use a credit card for nearly every purchase we make.

We simply pay off the balance every week or so and rake in the rewards.


Winner Winner Winner.
If the balance is being routinely paid off whether that's weekly or monthly, why would I turn down "free" money?
Late last year I got a Wells Fargo card, spend $1000 & get a $200 sign up bonus. Ya sure sign me up. I like $200 of money I don't have to work for and that's tax-free.

Re: $17,395.56 [Re: AU7MM08] #2430743
03/10/18 01:06 PM
03/10/18 01:06 PM
Joined: Sep 2015
Posts: 565
Jasper, Al
B
biscuit1979 Offline
4 point
biscuit1979  Offline
4 point
B
Joined: Sep 2015
Posts: 565
Jasper, Al
Originally Posted by AU7MM08
Originally Posted by hunterbuck
Don't get me wrong...wife and I use a credit card for nearly every purchase we make.

We simply pay off the balance every week or so and rake in the rewards.


Winner Winner Winner.
If the balance is being routinely paid off whether that's weekly or monthly, why would I turn down "free" money?
Late last year I got a Wells Fargo card, spend $1000 & get a $200 sign up bonus. Ya sure sign me up. I like $200 of money I don't have to work for and that's tax-free.


I have a buddy at work that pays for everything, and I mean everything, with a BassPro credit card. For every dollar he spends he gets like 3-5% store credit. He pays the card off at the end of the month to keep from paying any interest.

I am not sure how many months it took him to get enough store credit saved up, but last year he cashed the credit in for 3 different glocks. Guns for free sounds awesome to me.

Re: $17,395.56 [Re: biscuit1979] #2430833
03/10/18 03:12 PM
03/10/18 03:12 PM
Joined: Apr 2015
Posts: 5,588
Lee County, Alabama
dBmV Offline
12 point
dBmV  Offline
12 point
Joined: Apr 2015
Posts: 5,588
Lee County, Alabama
Originally Posted by biscuit1979
Originally Posted by AU7MM08
Originally Posted by hunterbuck
Don't get me wrong...wife and I use a credit card for nearly every purchase we make.

We simply pay off the balance every week or so and rake in the rewards.


Winner Winner Winner.
If the balance is being routinely paid off whether that's weekly or monthly, why would I turn down "free" money?
Late last year I got a Wells Fargo card, spend $1000 & get a $200 sign up bonus. Ya sure sign me up. I like $200 of money I don't have to work for and that's tax-free.


I have a buddy at work that pays for everything, and I mean everything, with a BassPro credit card. For every dollar he spends he gets like 3-5% store credit. He pays the card off at the end of the month to keep from paying any interest.

I am not sure how many months it took him to get enough store credit saved up, but last year he cashed the credit in for 3 different glocks. Guns for free sounds awesome to me.

I use one credit card for all my fuel purchases and expenses for my job. I pay it off every month. I called last week to cash out my rewards and just got the checks for a total of $1475.00.


What you do today, you have to sleep with tonight.
Re: $17,395.56 [Re: biscuit1979] #2430911
03/10/18 04:58 PM
03/10/18 04:58 PM
Joined: Dec 2008
Posts: 3,893
dothan
eskimo270 Offline
10 point
eskimo270  Offline
10 point
Joined: Dec 2008
Posts: 3,893
dothan
Originally Posted by biscuit1979
Originally Posted by AU7MM08
Originally Posted by hunterbuck
Don't get me wrong...wife and I use a credit card for nearly every purchase we make.

We simply pay off the balance every week or so and rake in the rewards.


Winner Winner Winner.
If the balance is being routinely paid off whether that's weekly or monthly, why would I turn down "free" money?
Late last year I got a Wells Fargo card, spend $1000 & get a $200 sign up bonus. Ya sure sign me up. I like $200 of money I don't have to work for and that's tax-free.


I have a buddy at work that pays for everything, and I mean everything, with a BassPro credit card. For every dollar he spends he gets like 3-5% store credit. He pays the card off at the end of the month to keep from paying any interest.

I am not sure how many months it took him to get enough store credit saved up, but last year he cashed the credit in for 3 different glocks. Guns for free sounds awesome to me.
if anyone thinks that they have found a way to beat credit card companies then you are fooling yourself, it has been said by financial counselors that people tend to spend more and buy things that they really didn’t need when paying with a cc instead of pulling cash out and paying for it up front. Eventually folks that put everything on a cc will get caught where they can’t pay it off, it has happened to everyone I know that has more than 1 person using the card


Super Predator
Re: $17,395.56 [Re: eskimo270] #2430920
03/10/18 05:10 PM
03/10/18 05:10 PM
Joined: Dec 2001
Posts: 14,056
AL
H
hunterbuck Offline OP
Booner
hunterbuck  Offline OP
Booner
H
Joined: Dec 2001
Posts: 14,056
AL
Originally Posted by eskimo270
Originally Posted by biscuit1979
Originally Posted by AU7MM08
Originally Posted by hunterbuck
Don't get me wrong...wife and I use a credit card for nearly every purchase we make.

We simply pay off the balance every week or so and rake in the rewards.


Winner Winner Winner.
If the balance is being routinely paid off whether that's weekly or monthly, why would I turn down "free" money?
Late last year I got a Wells Fargo card, spend $1000 & get a $200 sign up bonus. Ya sure sign me up. I like $200 of money I don't have to work for and that's tax-free.


I have a buddy at work that pays for everything, and I mean everything, with a BassPro credit card. For every dollar he spends he gets like 3-5% store credit. He pays the card off at the end of the month to keep from paying any interest.

I am not sure how many months it took him to get enough store credit saved up, but last year he cashed the credit in for 3 different glocks. Guns for free sounds awesome to me.
if anyone thinks that they have found a way to beat credit card companies then you are fooling yourself, it has been said by financial counselors that people tend to spend more and buy things that they really didn’t need when paying with a cc instead of pulling cash out and paying for it up front. Eventually folks that put everything on a cc will get caught where they can’t pay it off, it has happened to everyone I know that has more than 1 person using the card


Wife and I have been married for 16.5 years. We've always done it this way, and we've yet to carry a single dollar into the next month....not one single time.


"You think I care? Roll Damn Tide"

Have you tried Google?
Re: $17,395.56 [Re: hunterbuck] #2430961
03/10/18 06:20 PM
03/10/18 06:20 PM
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 14,361
Some Marriott/Auburn
Cash to me is a liability in the strongest sense of the word. When it gets damaged,stolen, goes MIA, that's it and it's gone forever.
When my credit card gets damaged, stolen, goes MIA it doesn't hurt me and puts money back in my pocket, that to me sounds like an asset when used correctly.

There are other financial advisors besides Dave Ramsey and Suzie Orman.

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