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Re: Aldeer Financial Advice
[Re: Hammertime7v2]
#3883189
03/23/23 07:32 PM
03/23/23 07:32 PM
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Joined: Nov 2020
Posts: 1,361 North Alabama
Hammertime7v2
8 point
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8 point
Joined: Nov 2020
Posts: 1,361
North Alabama
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Interest payments are $'s you will never see again.
Pay off what asset has the highest rate first. Effective rate on the house is lower due to tax deductions, but married filing jointly standard deduction is so high I doubt that would even help you. If you itemize on your tax return, then yeah sure. I wouldn't simply go by what happened on your 2022 return, it's what you expect to do in 2023.
I suppose if your charitable contributions are high enough you could get there.
If worse comes to worse, that low of a house payment could be met by working at chick FIL a, so doomsday prep wouldn't be the deciding factor for me here. This is also coming from the guy who wanted to buy hunting property instead of investment properties a week ago...(which, that property has now sold...figures) 😂😂
Professional Smart Alec
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