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Re: Question for insurance people/ closed roads [Re: gman] #4062705
01/16/24 01:05 PM
01/16/24 01:05 PM
Joined: Apr 2020
Posts: 2,680
Greene County, Ala
H
Happysappy Offline
10 point
Happysappy  Offline
10 point
H
Joined: Apr 2020
Posts: 2,680
Greene County, Ala
Originally Posted by gman
Originally Posted by 44MAG
Originally Posted by cartervj
Here’s the question I have
Can you get ticketed for traveling a closed road and is it closed if officials call it impassable or does it have to be deemed a closed road?


I received a ticket for passing cones a few years back. No road closure sign or anything just 3 cones that you could easily drive through. State Trooper stated Alabama doesn't have enough funding to be able to supply road closure signs on all roads that cones are the same as road closed signs.

Yeah, i dont trust anything ANY state trooper says. Like last year when i got my ticket…he said “i have this road posted at 45mph”. I went back and looked. There is not a speed limit sign ON THAT ROAD, period. State troopers are the rule making up, most arrogant forms of law enforcement there is. But hey, they can drive as fast as they want on THEIR roads. Sorry to de-rail.


Have you ever noticed every trooper has that dead-pan dragnet demeanor? A company I worked for one time was doing work on the side of the Interstate (inside city limits) we had a city police on the side of the road with his lights on (just for the “blue light” effect). This cornball Trooper pulls up and said “local police have no jurisdiction on the Interstate” My boss told him he tried to schedule the Troopers but they didnt have one available. The trooper on scene call his lieutenant and the lieutenant confirmed they didnt have one available. The trooper on scene was leaving said “Well, dont let this happen again, reschedule your work next time”. What a prick…..


If at first you dont succeed, You may not want to try parachuting
Re: Question for insurance people/ closed roads [Re: FurFlyin] #4062715
01/16/24 01:20 PM
01/16/24 01:20 PM
Joined: Nov 2017
Posts: 1,735
Al
B
Broadhead26 Offline
8 point
Broadhead26  Offline
8 point
B
Joined: Nov 2017
Posts: 1,735
Al
All the stuff I’ve seen posted by local agencies state “should not drive” instead of “shall not drive” when it came to the status of the roads, even when deemed impassible.

Re: Question for insurance people/ closed roads [Re: FurFlyin] #4062720
01/16/24 01:24 PM
01/16/24 01:24 PM
Joined: Dec 2015
Posts: 24,735
blount county alabama
jwalker77 Offline
Pumpkin - The Thermal Expert
jwalker77  Offline
Pumpkin - The Thermal Expert
Joined: Dec 2015
Posts: 24,735
blount county alabama
Originally Posted by FurFlyin
Originally Posted by SwampHunter
I have been an insurance agent for 31 years and no policy I have ever sold or read said anything about an exclusion for driving on a closed road. Some "non standard" policies have an exclusion if you are committing a crime but I've never seen that used to exclude coverage for driving on a closed road. However, if they say the road is closed due to weather it is best not to drive on it obviously.


Thank you!

I imagine there are emergencies, medical emergencies especially where a person has no chice but to drive on a closed road.

Re: Question for insurance people/ closed roads [Re: TexasHuntress] #4062721
01/16/24 01:24 PM
01/16/24 01:24 PM
Joined: Jul 2011
Posts: 39,582
Marshall County
FurFlyin Offline OP
Freak of Nature
FurFlyin  Offline OP
Freak of Nature
Joined: Jul 2011
Posts: 39,582
Marshall County
Originally Posted by TexasHuntress
Originally Posted by gman
Originally Posted by 44MAG
Originally Posted by cartervj
Here’s the question I have
Can you get ticketed for traveling a closed road and is it closed if officials call it impassable or does it have to be deemed a closed road?


I received a ticket for passing cones a few years back. No road closure sign or anything just 3 cones that you could easily drive through. State Trooper stated Alabama doesn't have enough funding to be able to supply road closure signs on all roads that cones are the same as road closed signs.

Yeah, i dont trust anything ANY state trooper says. Like last year when i got my ticket…he said “i have this road posted at 45mph”. I went back and looked. There is not a speed limit sign ON THAT ROAD, period. State troopers are the rule making up, most arrogant forms of law enforcement there is. But hey, they can drive as fast as they want on THEIR roads. Sorry to de-rail.



I thought in the state of AL that if there is not a sign with a posted speed limit that the default limit is 45mph?


I think it's 35, but you're right as I recall. There is a state wide speed limit on unposted roads.


If my people, who are called by my name, will humble themselves and pray and seek my face and turn from their wicked ways, then will I hear from heaven and will forgive their sin and will heal their land. 2 Chronicles 7:14
Re: Question for insurance people/ closed roads [Re: jwalker77] #4062765
01/16/24 02:04 PM
01/16/24 02:04 PM
Joined: Feb 2007
Posts: 21,567
colbert county
cartervj Offline
Freak of Nature
cartervj  Offline
Freak of Nature
Joined: Feb 2007
Posts: 21,567
colbert county
Originally Posted by jwalker77
Originally Posted by FurFlyin
Originally Posted by SwampHunter
I have been an insurance agent for 31 years and no policy I have ever sold or read said anything about an exclusion for driving on a closed road. Some "non standard" policies have an exclusion if you are committing a crime but I've never seen that used to exclude coverage for driving on a closed road. However, if they say the road is closed due to weather it is best not to drive on it obviously.


Thank you!

I imagine there are emergencies, medical emergencies especially where a person has no chice but to drive on a closed road.



When I was dating my wife her father passed. Her aunt and uncle from Memphis picked her up here and drove down to their house on 30A. I had a wedding scheduled for that Saturday and I was gonna drive down for the Sunday funeral. Winter storm hit. Wedding don’t cancel so I called state trooper and asked if 65 was open at Cullman. I was told closed. Asked if I drove anyway, they told me they’d arrest me. So I went Sunday morning and asked again when I got to the barricade. They said no problem you could have gone last night. 😡


“Socialism only works in two places: Heaven where they don't need it and hell where they already have it.” ― Ronald Reagan
Re: Question for insurance people/ closed roads [Re: FurFlyin] #4063042
01/16/24 06:24 PM
01/16/24 06:24 PM
Joined: Nov 2012
Posts: 10,156
Northport, Al.
BOFF Offline
Booner
BOFF  Offline
Booner
Joined: Nov 2012
Posts: 10,156
Northport, Al.
So what if you are required to be at work, such as a hospital?


God Bless,
David B.


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