Dave is ok for beginning earners, and really he is just telling folks stuff they should have learned in grade school but schools don't teach basic money management anymore.
He comes up short on a lot of things and somethings he is just flat out wrong about. He is still telling folks to put cash in envelopes, but people under 25 can't even find envelopes in a Walmart because they hardly ever use them anymore. And folks under 20 have trouble operating an envelope.


Never Trust Government

"You can be broke but you cant be poor." Ruthie-May Webster