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Re: Inflation and Insurance
[Re: JohnG]
#4126531
05/04/24 11:52 AM
05/04/24 11:52 AM
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Joined: Nov 2016
Posts: 906
Lower AL
Cynical
6 point
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6 point
Joined: Nov 2016
Posts: 906
Lower AL
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Not even going to tell you what it cost for 28,000sqf of building and three million in inventory on the island. The absurd part of your situation, and mine to a smaller extent, is the replacement cost they force on you for the building and then stick you with a 5% wind deductible. So before they pay a damn thing, you’re out of pocket a ridiculous amount of money. I don’t think they’ll ever pay a wind claim with the way they’re valuing properties and setting the deductible amounts. And they’ve all gotten smart and typically will not write a policy excluding wind anymore, because they know the wind coverage is where they will make all the profit.
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