We were just comparing rates at work. Me and a coworker have the same exact truck, but his has 100,000 more miles. 2008 GMC 2500. My full coverage with a $250 deductible is only $280 every 6 months. His is a little over $100 a month. Well over double. Our wives both drive 4runners. It's us $360 every 6 months. His is over $200 a month. None of us have claims or tickets. He's talking to my agent this week. The last camper I had was called at $30,000. It was only around $300 a year. Or homeowners is $1,400, but it's covering a lot.