Insurance increases all across the board, seems to come down to one common factor. LAWYERS! They sue for any ridiculous reason and win. The government needs a serious look into these abuses of the lawyers and insurance companies. They are just like politicians and scratch each other's back, while padding their wallets with insurance increases.
And guess what qualifies you to be a judge! And why do we have a judicial system? To keep the other branches of government in check? Seems like a dog chasing its tail here