I’m finally appointed in both Florida and Alabama for Gerber and Transamerica for life insurance. I’m setup to quote and take applications for both. Both companies have something different to offer.

Gerber has the Growup Plan for children and Guaranteed Issue policies for Final Expense. Grow up is a great gift for a grandparent or parent to give and affordable. They also have some simplified issue life insurance, college endowment plans as well Accident plans.

Transamerica also offers Final Expense as well as term, IUL and whole life insurance. They don’t offer Guaranteed issue like Gerber but their underwriting treats some risks as Preferred rating that other carriers would consider standard or even decline. Believe it or not they may consider a heart attack Preferred. Never seen this in my years of experience in insurance.

If you’re looking for life insurance please call or email me to discuss your needs and find the right product for your needs. And as always please reach out if you would like a free no obligation final wishes planner. PM me your email and I’ll gladly email one to you. And no I won’t bombard you with sales emails. Thanks for your consideration.

Those of you looking for coverage for churches I can help. I work with USLI who offers a product with pastoral professional liability and abuse and molestation liability. A lot of carriers are no longer offering this coverage in their houses of worship coverages. If you are losing your church coverage or they are dropping abuse and molestation liability coverage, please contact me as I may be able to help.

I am offering hunting club lease insurance in FL and AL. Looking for hunting lease insurance for a hunting club? Just fill out the information and quote and bind. Quote, pay and bind at:

https://www.huntleasebind.com/hunting-lease-application/?agency=Michael-Warren

This is smart coverage for hunters and hunt clubs. Breckenridge Insurance’ Hunting lease program delivers comprehensive coverage at competitive rates from an AM Best A rated Carrier and includes:

$1M per occurrence $2MM aggregate
No deductible
Fire damage liability $100000
Medical Expenses $5000
Liability from ATVs and treestands for hunting
Additional Insureds are included in the premium.

There’s a calculator on the application that shows rate and fees. Non admitted policy through Hudson. It’s $200 under 2000 acres. 2000 and up is 10 cents additional per acre. For example, If you buy a master policy 8/1/2024-8/1/2025 for 460 acres then pick up a tract in that policy period for 300 (still under 2000 acres) you tell the agent and I send information to underwriting so they can add it for that same amount. But it is a master policy so typically runs 8/1-8/1 meaning if you buy today it will only go to 8/1 before new master policy starts requiring new payment.

NOTE. This is a master policy that, for example, runs 8/1/2024-8/01/2025. Be careful if you sign up today you would need a new policy starting 8/1. Basically $200 under $2000 acres. There is also a policy fee and 3% surplus lines tax additional cost. Let me know if you have any questions.

Thanks in advance for your business.

If you are putting on a Special Event I can help with Special Event insurance. If you are a venue or event planner, I can help with coverage for you and help get coverage for others providing services. I work with a carrier that allows me to set you up with a certificate manager so your contractors can sign up and pay for their own special event coverage. You will then have certificate of insurance (COI) for the band, caterers, etc. in your control without chasing them down for a COI. Make life easy for your special event venue. Contact me to discuss this option.

Michael Warren Insurance Agency is now a Trusted Choice agency. Visit our Trusted Choice page:

http://email.mg.trustedchoice.com/c...91_JFeDD3_0veT2xp3f_na5peFPwEAAP__xCSMxA

Michael Warren Insurance Agency is now a Trusted Choice agency. Visit our Trusted Choice page:

https://www.trustedchoice.com/agency-profile/10021695/michael-warren-insurance-agency-inc/

[quote=mw2015]Michael Warren Insurance Agency is now a Trusted Choice agency. Visit our Trusted Choice page:

Link correction:

https://www.trustedchoice.com/agency-profile/10021695/michael-warren-insurance-agency-inc/