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Social Security fairness Act
#4251480
12/24/24 08:53 PM
12/24/24 08:53 PM
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Joined: Dec 2005
Posts: 2,043 NW Florida
fireman176
OP
8 point
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OP
8 point
Joined: Dec 2005
Posts: 2,043
NW Florida
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A Bi-partisan bill that is headed to Biden to sign, is finally something i can get on board with. The WEP (windfall elimination program) affected my retirement. It reduces my benefits from $2600 down to $800 month, because my last 30 years of employment by the fire department, where we didnt pay into SS, instead funded our own pensions. Keep in mind, prior to me starting work there, I had paid more than enough into SS, and even had part time jobs and owned my own business on the side while employed at FD. They penalized us because we had a pension (we funded it ourselves) by reducing our entitlement by as much as 2/3. This is going to help out a lot of civil servant firemen, policemen and teachers across the country.
Is it Hunting Season Yet?
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Re: Social Security fairness Act
[Re: Hayzeus]
#4251498
12/24/24 09:24 PM
12/24/24 09:24 PM
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Joined: Feb 2008
Posts: 13,058 Satsuma
kodiak06
Booner
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Booner
Joined: Feb 2008
Posts: 13,058
Satsuma
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If you didn’t pay into it, you don’t get anything from it. As it should be
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Re: Social Security fairness Act
[Re: Hayzeus]
#4251503
12/24/24 09:31 PM
12/24/24 09:31 PM
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Joined: Dec 2005
Posts: 2,043 NW Florida
fireman176
OP
8 point
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OP
8 point
Joined: Dec 2005
Posts: 2,043
NW Florida
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If you didn’t pay into it, you don’t get anything from it. I stated I paid into it. And I paid a lot! It only pays you what you are entitled to. If you never paid into it, you won’t get anything. Most people paid into it over their lifetime with previous jobs, or side jobs and most definitely earned their portion. Like I stated above, if I hadn’t worked for the FD, I had paid enough into it to be earning $2800 month.
Is it Hunting Season Yet?
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Re: Social Security fairness Act
[Re: fireman176]
#4251521
12/24/24 10:02 PM
12/24/24 10:02 PM
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Joined: Feb 2008
Posts: 13,058 Satsuma
kodiak06
Booner
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Booner
Joined: Feb 2008
Posts: 13,058
Satsuma
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If you didn’t pay into it, you don’t get anything from it. I stated I paid into it. And I paid a lot! It only pays you what you are entitled to. If you never paid into it, you won’t get anything. Most people paid into it over their lifetime with previous jobs, or side jobs and most definitely earned their portion. Like I stated above, if I hadn’t worked for the FD, I had paid enough into it to be earning $2800 month. You should re-type your original post then, because you specifically said it "reduced benefits from $2800 to $800". You failed to write the word "IF" in the OP. He replied just as you had written it.
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Re: Social Security fairness Act
[Re: fireman176]
#4251545
12/24/24 11:11 PM
12/24/24 11:11 PM
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Joined: Aug 2012
Posts: 1,889 NW AL
Hayzeus
8 point
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8 point
Joined: Aug 2012
Posts: 1,889
NW AL
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It reduces my benefits from $2600 down to $800 month, because my last 30 years of employment by the fire department, where we didnt pay into SS, instead funded our own pensions. . If you didn’t pay into it for 30 years why should you get it? A Bi-partisan bill that is headed to Biden to sign, is finally something i can get on board with. The WEP (windfall elimination program) affected my retirement. It reduces my benefits from $2600 down to $800 month, because my last 30 years of employment by the fire department, where we didnt pay into SS, instead funded our own pensions. Keep in mind, prior to me starting work there, I had paid more than enough into SS, and even had part time jobs and owned my own business on the side while employed at FD. They penalized us because we had a pension (we funded it ourselves) by reducing our entitlement by as much as 2/3. This is going to help out a lot of civil servant firemen, policemen and teachers across the country.
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Re: Social Security fairness Act
[Re: fireman176]
#4251597
12/25/24 12:26 AM
12/25/24 12:26 AM
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Joined: Jan 2001
Posts: 27,321 Fayetteville TN Via Selma
jawbone
Freak of Nature
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Freak of Nature
Joined: Jan 2001
Posts: 27,321
Fayetteville TN Via Selma
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I'm just glad that we didn't have the option of not paying into both when I was paying into RSA. Not sure how it works where you have the option of not paying SS. My only regret now is that I didn't get in on RSA1 when I could have but paying SS and RSA both on PD pay, plus paying back student loans kept me broke enough as it was.
Lord, please help us get our nation straightened out.
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Re: Social Security fairness Act
[Re: fireman176]
#4251606
12/25/24 01:10 AM
12/25/24 01:10 AM
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Joined: Aug 2006
Posts: 9,555 Andalusia, Covington County, A...
TexasHuntress
14 point
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14 point
Joined: Aug 2006
Posts: 9,555
Andalusia, Covington County, A...
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Some people have what would essentially be two careers in their lifetimes.
So, if one pays into SS and the other one doesn't because it has its own retirement, should that individual just not get the full SS benefit just because of another job that has a different retirement plan? That doesn't seem right any more than those who never paid into SS receiving benefits.
If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
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Re: Social Security fairness Act
[Re: fireman176]
#4251609
12/25/24 05:58 AM
12/25/24 05:58 AM
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Joined: Dec 2009
Posts: 10,018 USA
marshmud991
Booner
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Booner
Joined: Dec 2009
Posts: 10,018
USA
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I’ve been working since in 13 years old. I paid into social security for many many years. When I went into LE in 2000 I was basically working 2 jobs because I was still farming at the time. I have 2 retirement plans with the Sheriff’s office. Our regular pension plan and a deferred compensation plan in which I contribute a percentage of my pay and the Sheriff matches it 100%. The way it was I would’ve lost a lot of the social security benefits I’ve paid into most of my life because of my 2 retirement plans through the Sheriff’s office because we don’t pay social security taxes. Also my wife is in the same boat as an officer with the state. She worked in the private sector for many years before and paid social security. She does not pay social securty taxes either with the state. This should really help us if it passes.
It's hard to kiss the lips at night that chews your a$$ all day long.
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Re: Social Security fairness Act
[Re: marshmud991]
#4251645
12/25/24 08:21 AM
12/25/24 08:21 AM
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Joined: Dec 2005
Posts: 2,043 NW Florida
fireman176
OP
8 point
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OP
8 point
Joined: Dec 2005
Posts: 2,043
NW Florida
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I’ve been working since in 13 years old. I paid into social security for many many years. When I went into LE in 2000 I was basically working 2 jobs because I was still farming at the time. I have 2 retirement plans with the Sheriff’s office. Our regular pension plan and a deferred compensation plan in which I contribute a percentage of my pay and the Sheriff matches it 100%. The way it was I would’ve lost a lot of the social security benefits I’ve paid into most of my life because of my 2 retirement plans through the Sheriff’s office because we don’t pay social security taxes. Also my wife is in the same boat as an officer with the state. She worked in the private sector for many years before and paid social security. She does not pay social securty taxes either with the state. This should really help us if it passes. It will help a lot. Some people on here cant seem to comprehend the fact that we have paid enough into the system throughout the years to receive benefits. Its those earned benefits that SS is reducing.
Is it Hunting Season Yet?
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Re: Social Security fairness Act
[Re: jawbone]
#4251655
12/25/24 08:33 AM
12/25/24 08:33 AM
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Joined: Jul 2011
Posts: 37,659 Boxes Cove
2Dogs
Freak of Nature
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Freak of Nature
Joined: Jul 2011
Posts: 37,659
Boxes Cove
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I'm just glad that we didn't have the option of not paying into both when I was paying into RSA. Not sure how it works where you have the option of not paying SS. My only regret now is that I didn't get in on RSA1 when I could have but paying SS and RSA both on PD pay, plus paying back student loans kept me broke enough as it was. Being in the old RSA tier 1 and socking away into the deferred comp plan , along with SS you can retire and get a raise. My wife worked with a couple of women who could have made more $ retired than working , one of them is bout 70 and still working. 
"Why do you ask"?
Always vote the slowest path to socialism.
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Re: Social Security fairness Act
[Re: fireman176]
#4251816
12/25/24 01:20 PM
12/25/24 01:20 PM
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Joined: Dec 2014
Posts: 8,397 Boaz,AL
CarbonClimber1
14 point
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14 point
Joined: Dec 2014
Posts: 8,397
Boaz,AL
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Yall..had me feelin like i was losin my mind an i just looked at my check to make dang sure…yeh…i pay…been payin my whole workin life..im on my 8th year in RSA tier 1…
"I dont quit.. And ill fight alone if i have to"
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Re: Social Security fairness Act
[Re: fireman176]
#4251821
12/25/24 01:33 PM
12/25/24 01:33 PM
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Joined: Feb 2008
Posts: 13,058 Satsuma
kodiak06
Booner
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Booner
Joined: Feb 2008
Posts: 13,058
Satsuma
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I’ve been working since in 13 years old. I paid into social security for many many years. When I went into LE in 2000 I was basically working 2 jobs because I was still farming at the time. I have 2 retirement plans with the Sheriff’s office. Our regular pension plan and a deferred compensation plan in which I contribute a percentage of my pay and the Sheriff matches it 100%. The way it was I would’ve lost a lot of the social security benefits I’ve paid into most of my life because of my 2 retirement plans through the Sheriff’s office because we don’t pay social security taxes. Also my wife is in the same boat as an officer with the state. She worked in the private sector for many years before and paid social security. She does not pay social securty taxes either with the state. This should really help us if it passes. It will help a lot. Some people on here cant seem to comprehend the fact that we have paid enough into the system throughout the years to receive benefits. Its those earned benefits that SS is reducing. Play along with my pretend money numbers so we can be on the same page.... The way you're wording your posts is YOU"RE saying that you payed in to SS enough to get say $1000 per month BUT, the SSA cut your benefits to $450? Every individuals SS payments are based on what they paid in so that sounds inaccurate. For myself and other military retirees, we all paid SS taxes on our PAY. Our "pay" does not include any "special allowances" such as clothing, food, housing etc... What that did for us is that it results in less money paid in bto the SSA and less money paid by the SSA to us. Instead of say $3200 a month, a vet may get 2100 for that reason but we didn't lose any entitlements.
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Re: Social Security fairness Act
[Re: BradB]
#4251892
12/25/24 04:04 PM
12/25/24 04:04 PM
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Joined: Aug 2005
Posts: 17,407 Huntsville, AL
Claims Rep.
Old Mossy Horns
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Old Mossy Horns
Joined: Aug 2005
Posts: 17,407
Huntsville, AL
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I am pretty sure if you do not pay into regular ss you get little if any benefit. I know of a couple of guys who worked cash their whole life and got an unpleasant surprise come retirement time.You sure you’re not getting confused about ssi disability, no income requirements there. SSI disability is the free gubment benefit. 😡
Jesus... I hope you know Him personally like I do.
Si vis pacem, para bellum.
Proud crossbow hunter!
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Re: Social Security fairness Act
[Re: fireman176]
#4251978
12/25/24 06:30 PM
12/25/24 06:30 PM
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Joined: Jan 2005
Posts: 15,475 Hoover
Fattyfireplug
Old Mossy Horns
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Old Mossy Horns
Joined: Jan 2005
Posts: 15,475
Hoover
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Maybe I'm confused. I'll lay out my situation.
I worked since I was 15. Every job I worked at paid into SS. I worked in the fire service and retired with 29 1/2 years service. I paid SS the entire time. I also worked one, sometimes two side jobs, paying SS the entire time.
Theoretically I should get my State Pension I paid into, at the benefit allowed and the package I chose on retirement day. I'm drawing that pension now. I'm not old enough to draw SS. But based on the f'd up system that this legislation is correcting, it sounds like the SS administration would severely limit my benefit, just because I draw a state pension. I wouldn't get the normal SS benefit because they decided I make enough on my state pension. That's NOT THEIR DECISION. I should be paid the benefit setup for every other citizen that paid SS. If I paid a bunch, I should get more. If I paid less, I should get less.
What I shouldn't have happen is SS pay me less than what I'd normally be entitled to, because of the state pension. That's theft by deception. If I paid enough SS to receive $1000 / month, that's what I should receive. Not $500 because they are punishing me for a state pension.
That's how I read the OP and I'm not sure how others are confused by it. When drawing SS, you should get the full benefit you paid in, no matter what other jobs you had. It shouldn't matter.
You should NOT get any additional benefit you've not earned. The government is punishing those of us who worked two or more jobs most of our life and that's not right. Especially when they dish out disability benefits to aholes who've never paid into the fund.
Character is not developed in moments of temptation and trial. That is when it is intended to be used.
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Re: Social Security fairness Act
[Re: fireman176]
#4251999
12/25/24 07:06 PM
12/25/24 07:06 PM
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Joined: Nov 2013
Posts: 2,972 Prattville Al.
capehorn24
10 point
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10 point
Joined: Nov 2013
Posts: 2,972
Prattville Al.
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Here’s my belly ache, I just retired and get my entitlement, my wife is 4 years younger and makes a lot more money than I so, she will get her entitlement, if she passes before me I get a bump up to her rate, if I pass before her she gets none of mine. My oldest brother did 30 years AF, retired and doing a federal job now, his wife during their marriage hasn’t worked enough to earn SS benefits however she is entitled to 50% of his entitlement and he is entitled to 100% of his entitlement. So they can get 150% of 100% entitlements while both are living and yet my wife and I can only get 100% of 200% entitlement’s if one of us passes
This isn’t a knock on veterans or service members
Last edited by capehorn24; 12/25/24 07:07 PM.
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