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Re: whats everyone paying for health insurance [Re: metalmessiah] #850078
02/05/14 02:37 PM
02/05/14 02:37 PM
Joined: Jan 2002
Posts: 10,484
Bham
D
Dallas County Offline
Booner
Dallas County  Offline
Booner
D
Joined: Jan 2002
Posts: 10,484
Bham
All of you guys that have company sponsored insurance are in for a HUGE surprise come October. Those premiums are going to triple if you are lucky most likely a lot more. Tick Tock.....


not sure what the best way to handle them is but they shouldnt be on tv and gettn married and raisin kids

Re: whats everyone paying for health insurance [Re: metalmessiah] #850084
02/05/14 02:39 PM
02/05/14 02:39 PM
Joined: Feb 2012
Posts: 8,989
bessemer, al
H
hunterturf Offline
14 point
hunterturf  Offline
14 point
H
Joined: Feb 2012
Posts: 8,989
bessemer, al
255 a month for just me bcbs


Give me bout 15 more minutes, I was dreamin about beavers..........
Si Robertson
Re: whats everyone paying for health insurance [Re: metalmessiah] #850086
02/05/14 02:40 PM
02/05/14 02:40 PM
Joined: Oct 2012
Posts: 11,191
Central, Al
Bustinbeards Offline
Booner
Bustinbeards  Offline
Booner
Joined: Oct 2012
Posts: 11,191
Central, Al
800$ per mo. for a family of 3 BC/BS individual blue, yeah all this affordable health care raised our rates 300/mo and tripled our deductable. Visits to the Dr that used to cost nothing out of pocket now cost 60$. Affordable my A$$

Last edited by Bustinbeards; 02/05/14 02:42 PM. Reason: Because I am pissed off!!!

Originally Posted By: Wiley Coyote
Well, the way I see it is there's just too many assholes
On a good day there's a bunch of assholes in here. On a bad day there's too many assholes in here.
Re: whats everyone paying for health insurance [Re: Bustinbeards] #850089
02/05/14 02:43 PM
02/05/14 02:43 PM
Joined: Sep 2005
Posts: 7,453
Lineville, AL
G
Grizz Offline
14 point
Grizz  Offline
14 point
G
Joined: Sep 2005
Posts: 7,453
Lineville, AL

Originally Posted By: Bustinbeards
800$ per mo. for a family of three, yeah all this affordable health care raised our rates 300/mo and tripled our deductable. Visits to the Dr that used to cost nothing out of pocket now cost 60$. Affordable my A$$


I've never understood the AFFORDABLE in Affordable Heath Care Act.

Re: whats everyone paying for health insurance [Re: metalmessiah] #850095
02/05/14 02:44 PM
02/05/14 02:44 PM
Joined: Oct 2005
Posts: 3,094
Vandiver, AL
johnnyreb Offline
10 point
johnnyreb  Offline
10 point
Joined: Oct 2005
Posts: 3,094
Vandiver, AL
$670/month for me and my wife. Blue cross plan. Add that to what I have to pay out of pocket each year and I'm into the $10,000/year range and then some.


"We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm."

George Orwell
Re: whats everyone paying for health insurance [Re: metalmessiah] #850099
02/05/14 02:48 PM
02/05/14 02:48 PM
Joined: Sep 2007
Posts: 6,999
Holly Pond, AL
NightHunter Offline
10 point
NightHunter  Offline
10 point
Joined: Sep 2007
Posts: 6,999
Holly Pond, AL
Way to dang much!

Total cost would be $1100+ but my portion is only around $300 right now.

Last edited by NightHunter; 02/05/14 06:02 PM.
Re: whats everyone paying for health insurance [Re: metalmessiah] #850111
02/05/14 02:57 PM
02/05/14 02:57 PM
Joined: Nov 2004
Posts: 9,565
Cape San Blas, Florida
D
Deadwood Offline
Footbsll Bat PSYOPS
Deadwood  Offline
Footbsll Bat PSYOPS
D
Joined: Nov 2004
Posts: 9,565
Cape San Blas, Florida
I like to think I fund my own plan.

I don't have conventional insurance.

When I receive a bill, I pay it in cash as soon as possible after trying to negotiate it downward for a short period. Paying ten bucks for a single Q-TIP can be settled for fifty cents, for instance.

When I get caught, I will pay any penalty to the Gestapo, at any rate, before I sign up for this fiasco.

I will pay cash under the table when it comes to it.

Don't get me wrong, I really do feel the effects of it monetarily.

I make an OK living, but there is an end to it, and it is finite.

There will ALWAYS be doctors willing to accept cash to let me jump line on a 6 month waiting period for treatment.

I challenge you to put pencil to paper and see if you can do the same.

You might be surprised to see that you can, too..



Re: whats everyone paying for health insurance [Re: Deadwood] #850122
02/05/14 03:09 PM
02/05/14 03:09 PM
Joined: Oct 2012
Posts: 11,191
Central, Al
Bustinbeards Offline
Booner
Bustinbeards  Offline
Booner
Joined: Oct 2012
Posts: 11,191
Central, Al
Originally Posted By: Deadwood
I like to think I fund my own plan.

I don't have conventional insurance.

When I receive a bill, I pay it in cash as soon as possible after trying to negotiate it downward for a short period. Paying ten bucks for a single Q-TIP can be settled for fifty cents, for instance.

When I get caught, I will pay any penalty to the Gestapo, at any rate, before I sign up for this fiasco.

I will pay cash under the table when it comes to it.

Don't get me wrong, I really do feel the effects of it monetarily.

I make an OK living, but there is an end to it, and it is finite.

There will ALWAYS be doctors willing to accept cash to let me jump line on a 6 month waiting period for treatment.

I challenge you to put pencil to paper and see if you can do the same.

You might be surprised to see that you can, too..


I work in the medical field, the Gestapo will keep your physician from seeing you... From my understanding, If found to be treating patients without insurance they will be fined and face other penalties. If I am not mistaken they are required to "turn you in" for not having insurance. But, I don't think anybody really knows what is going to happen or how...The only thing I know it is FUBAR...


Originally Posted By: Wiley Coyote
Well, the way I see it is there's just too many assholes
On a good day there's a bunch of assholes in here. On a bad day there's too many assholes in here.
Re: whats everyone paying for health insurance [Re: Deadwood] #850132
02/05/14 03:13 PM
02/05/14 03:13 PM
Joined: Dec 2010
Posts: 695
Somewhere
thirtyotsix Offline
4 point
thirtyotsix  Offline
4 point
Joined: Dec 2010
Posts: 695
Somewhere
Can we keep this discussion on the level? I care nothing about tactics and innuendo. This is a current topic that everyone has an opinion on, but this will really hurt middle class families for at least the next generation. I could get on a payment plan for every loan I owe but do not. But also understand that people cannot do that everytime. Know the system, work the system,and then correct it please. I have no government assistance, nor do I want any.And yes I know you are not asking for any but your comment is a little to much and what I think is wrong with society.


With politics being a career, a swamp is the obvious consequence
Re: whats everyone paying for health insurance [Re: Bustinbeards] #850137
02/05/14 03:16 PM
02/05/14 03:16 PM
Joined: Nov 2009
Posts: 15,547
Panhandle Florida
PaschalBD Offline
Used to be TiderBD
PaschalBD  Offline
Used to be TiderBD
Joined: Nov 2009
Posts: 15,547
Panhandle Florida
$250 a month plus a $5,000 deductible. That's just me by the way. Humana


A servant of God and of the Lord Jesus Christ.


USAF Veteran
Re: whats everyone paying for health insurance [Re: metalmessiah] #850143
02/05/14 03:19 PM
02/05/14 03:19 PM
Joined: Nov 2004
Posts: 9,565
Cape San Blas, Florida
D
Deadwood Offline
Footbsll Bat PSYOPS
Deadwood  Offline
Footbsll Bat PSYOPS
D
Joined: Nov 2004
Posts: 9,565
Cape San Blas, Florida
Allright, then.

I don't pay shucks unless I receive a bill.

How's that?



Re: whats everyone paying for health insurance [Re: metalmessiah] #850144
02/05/14 03:19 PM
02/05/14 03:19 PM
Joined: Jul 2011
Posts: 6,621
Mobile,AL
jsh1904 Offline
14 point
jsh1904  Offline
14 point
Joined: Jul 2011
Posts: 6,621
Mobile,AL
120/month for family


This post is protected by copyright. Anyone found posting here is subject to certified mail from my gay sister.
Re: whats everyone paying for health insurance [Re: Deadwood] #850157
02/05/14 03:25 PM
02/05/14 03:25 PM
Joined: Dec 2010
Posts: 695
Somewhere
thirtyotsix Offline
4 point
thirtyotsix  Offline
4 point
Joined: Dec 2010
Posts: 695
Somewhere
Good for you and the rest of the 1,2,3,4,5 percent of Americans. By the way, I love going to Cape San Blas.

Last edited by thirtyotsix; 02/05/14 03:29 PM.

With politics being a career, a swamp is the obvious consequence
Re: whats everyone paying for health insurance [Re: metalmessiah] #850162
02/05/14 03:28 PM
02/05/14 03:28 PM
Joined: Sep 2013
Posts: 1,636
Florida Panhandle
J
JTapia Offline
8 point
JTapia  Offline
8 point
J
Joined: Sep 2013
Posts: 1,636
Florida Panhandle
My company pays for my coverage and half of my Family coverage, just medical though. Company also pay 100% for a $25000.00 Life insurance policy and short and long term disability policy for me.
It is BCBS and it fantastic insurance. 20/45 dollar co-pays, $3000 yearly individual out of pocket limit, $6000 family out of pocket yearly.

My part for family coverage was $640.00 mo.

I also have Vision/Dental and some AFLAC coverage that I pay for myself thru the company.

Now for the kicker, I have been out of work on unpaid Medical Leave using Long Term Disability policy, paid for by company, for a little over a year. They pay 70% of my base salary, which comes to about the same as my take home after taxes. Only now I have to pay ALL of my insurance premiums on my own so now every month I write a check to my company for $2180.00 for all my insurance coverage...except the Long Term Disability Policy whose premium is waived as long as I remain disabled.
To say things are tight is an understatement but with such good coverage and low co-pays, my medical issues are easily manageable.


Hunt'em hard when they are hard to hunt but never, ever hardly hunt!
Re: whats everyone paying for health insurance [Re: Bustinbeards] #850169
02/05/14 03:29 PM
02/05/14 03:29 PM
Joined: Nov 2004
Posts: 9,565
Cape San Blas, Florida
D
Deadwood Offline
Footbsll Bat PSYOPS
Deadwood  Offline
Footbsll Bat PSYOPS
D
Joined: Nov 2004
Posts: 9,565
Cape San Blas, Florida
Originally Posted By: Bustinbeards
Originally Posted By: Deadwood
I like to think I fund my own plan.

I don't have conventional insurance.

When I receive a bill, I pay it in cash as soon as possible after trying to negotiate it downward for a short period. Paying ten bucks for a single Q-TIP can be settled for fifty cents, for instance.

When I get caught, I will pay any penalty to the Gestapo, at any rate, before I sign up for this fiasco.

I will pay cash under the table when it comes to it.

Don't get me wrong, I really do feel the effects of it monetarily.

I make an OK living, but there is an end to it, and it is finite.

There will ALWAYS be doctors willing to accept cash to let me jump line on a 6 month waiting period for treatment.

I challenge you to put pencil to paper and see if you can do the same.

You might be surprised to see that you can, too..


I work in the medical field, the Gestapo will keep your physician from seeing you... From my understanding, If found to be treating patients without insurance they will be fined and face other penalties. If I am not mistaken they are required to "turn you in" for not having insurance. But, I don't think anybody really knows what is going to happen or how...The only thing I know it is FUBAR...
My doctor is my best friend, hunting and fishing buddy.

He gave me an atomic wedgie at hunting camp, for payback, just last fall after I pissed in his daypack. laugh

I think I might be allright for an off-the-books visit or two.



Re: whats everyone paying for health insurance [Re: metalmessiah] #850188
02/05/14 03:37 PM
02/05/14 03:37 PM
Joined: Aug 2001
Posts: 72,029
Luverne, AL
Skinny Offline
GUVNER
Skinny  Offline
GUVNER
Joined: Aug 2001
Posts: 72,029
Luverne, AL
If you got good insurance right now you better use it this year. Within 7-8 months the notices are going to go out to everyone who has not already been hit.


"Never Trust Government" -- Smart people.
"The Great thing we should Fear and the Weird Thing we Trust is Elon Musk" -- Me
"You can be broke but you cant be poor." -- Ruthie-May Webster
Re: whats everyone paying for health insurance [Re: metalmessiah] #850224
02/05/14 03:52 PM
02/05/14 03:52 PM
Joined: Jan 2005
Posts: 24,407
Clarksville, TN /Greenville, ...
bill Offline
Freak of Nature
bill  Offline
Freak of Nature
Joined: Jan 2005
Posts: 24,407
Clarksville, TN /Greenville, ...
$190 a month through BCBS. $3500 deductible with $30 co pay doctor visits.


" I do view Jim Waltz as a really good Presidential candidate"
Bama_Earl
Re: whats everyone paying for health insurance [Re: metalmessiah] #850230
02/05/14 03:58 PM
02/05/14 03:58 PM
Joined: Dec 2009
Posts: 3,494
Jefferson
F
Fun4all Offline
10 point
Fun4all  Offline
10 point
F
Joined: Dec 2009
Posts: 3,494
Jefferson
BCBS went from $683/month family to $1,100/month and a deductible from $2,500 annually to $12,700 annually. Those that get insurance through work are insulated until 2014, when they will get blasted out of the water or their employers will continue to insulate them from the real cost and just not add any additional employees just to pay the increase. Get ready for the screwing boys!


"After all, it is not the killing that brings satisfaction; it is the contest of skill and cunning. The true hunter counts his achievement in proportion to the effort involved and the fairness of the sport." Dr. Saxton Pope
Re: whats everyone paying for health insurance [Re: metalmessiah] #850248
02/05/14 04:11 PM
02/05/14 04:11 PM
Joined: Apr 2013
Posts: 4,687
Alabama
R
Rmart30 Offline
10 point
Rmart30  Offline
10 point
R
Joined: Apr 2013
Posts: 4,687
Alabama
$40 a week BC/BS for just me ... I work for a small company (under 50 employees) and they have already said they will drop us. Just a matter of when.


Ethical behavior is doing the right thing when no one else is watching - even when doing the wrong thing is legal. Aldo Leopold .. (except when it comes to trailer tags)
Re: whats everyone paying for health insurance [Re: Rmart30] #850260
02/05/14 04:16 PM
02/05/14 04:16 PM
Joined: Jul 2011
Posts: 37,384
Boxes Cove
2Dogs Offline
Freak of Nature
2Dogs  Offline
Freak of Nature
Joined: Jul 2011
Posts: 37,384
Boxes Cove
Whatever the State of Alabama employees insurance is.



"Why do you ask"?

Always vote the slowest path to socialism.







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